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TransferWise the cheapest way to send money abroad

What is the cheapest way to send money abroad?

Time after time we are getting asked the same question by our followers, so we decided to investigate on your behalf.

Regardless if you are travelling abroad or buying a property overseas, having to change Sterling to a foreign currency can be a big headache.

Most people use banks to transfer money abroad but banks charge commission and have fees on top of the already expensive foreign exchange spread.

So we did the maths for you and we come up with an alternative. It is called TransferWise.com

TransferWise Review 

Usually we don’t write reviews on individual products or services but we have been very impressed with TransferWise that we feel that you need to know about this company so you don’t waste money on your next money transfer abroad.

Why TransferWise is cheaper than the high street banks

Without getting you bored with the technical jargon, the simple answer is that it is much cheaper (8 times cheaper according to the company) because it is not a bank.

TransferWise doesn’t transfer the funds through the international banking system. Instead it is utilising its own peer to peer network to match transactions across the TransferWise network.

TransferWise the cheapest way to send money abroad

How it works

For example a businessman in London who wish to convert Pound to Euro for his business will be matched with a French or a German or a Spanish traveller who wish to convert Euros to Pounds for his forthcoming visit to the UK.

They will both get quoted an exchange rate which is in the middle of the Bid and Ask currency spread. So they are both better off than going to a high street bank.

TransferWise holds bank accounts with all the major foreign currencies and can swap currencies within each country without having to use intermediary banks for the money transfers abroad.

So in our example above the Pounds will go to the Sterling bank account of TranferWise in the UK and the UK businessman will receive Euros from TransferWise’s Euro bank account in the UK.

At the same time in the continental Europe our traveller will get Pounds from TransferWise’s Sterling account and the Euros will be deposited into the Euro account of TransferWise in that country.

Since both sets of the transactions are within the national borders of each country, they cost a lot less than international money transfers. For transactions upto 400 Pounds the cost is only 2 Pounds, above that amount there is a flat charge of 0.5% of the amount transferred.

Most transactions get settled the same day, which is a lot faster than international money transfers through the traditional banking system.

Is TransferWise Safe?

TransferWise is regulated by the UK Financial Conduct Authority, just like any high street bank in the UK. The company is obliged to verify its users and to protect against fraud and money laundering.

Amongst the very early backers of the company is Richard Branson, who has invested $25 millions in an attempt to make the world of money transfers a fairer place.

TransferWise Advert London underground

 

 Where and how to use TransferWise

TransferWise will not be found on the UK high street, transactions can take place only online via their website www.transferwise.com or via a smartphone. The company has developed a mobile app that is available to download on the App Store as well as on Google Play.

So next time you travel abroad or you need to make an international money transfers check out TransferWise, your money will go a lot further.

Tips for taking your blog along when browsing from country to country!

If you own a blog, then you know that your personality and personal life matters just as much as your posts. It doesn’t matter if you operate a travel blog or a business one. People want to know what is happen to you, and there are a few things you can do to give people all of the details when you travel from country to country. Mobile technology has made it much easier to post articles and photos regardless of where you are. Use these tips to bring your blog with you as you travel internationally. So here are the best tips for taking your blog along when you travel.

Tips for taking your blog along when you travel

Technical Stuff – Image by Wendy Cooper

Use Mobile Technology
Mobile technology will be your best friend when it comes to updating your blog. If you travel internationally, then you are going to be on planes, boats and trains for hours. Not only that, but you are going to have musings while you are walking around. You need to have mobile technology to take advantage of these moments.

A good smartphone or tablet will give you the chance to update your blog while you are traveling. This will also let you check your blog for new comments and suggestions. You can write your musings using a memo app, or you can add it right to your blog.

If you are going to follow any tip, then make sure you follow this one. You can’t carry around a desktop while you are traveling, and even laptops are cumbersome. You can easily use a tablet or smartphone to update your blog.

Blogging Apps

If you use WordPress or any other popular blogging engine, then there is probably a mobile app that you can take advantage of. While you can easily go online and sign into your blog with the browser, an app is often much better. Apps tend to load faster, require less bandwidth and there are usually more features.

For example, the WordPress app lets you easily add photos right from your mobile hardware. The app also makes it much easier to format your post so that it looks perfect. Apps also make it easier to read comments and other blog posts. While this isn’t essential, it will make the task of updating your blog much easier.

Take Photos
You can write an elaborate post about how a piece of unique architecture looks, but it’s much easier to just take a photo. If you are using mobile hardware, then you can easily take photos with the camera app. The vast majority of smartphones and tablets have a camera that can create professional photos.

Adding the photo into your blog is also quite simple. You just need to sign into your blog, make a new post and use the photo feature. Most blogging apps and systems are made so that you can instantly access the photos on your device. Just select the photo to add it to your blog. This allows your readers to see exactly what you see.

Record Videos
Perhaps the only thing better than a photo is a video. This is very similar to adding a photo because most mobile devices can record videos. The only difference is that you shouldn’t add the video directly to your blog. This is because a video takes up a lot of memory.

You can get around this by using a video uploading website like YouTube. Just upload your video, copy the share URL and post the URL on your blog. This allows you to add video to your blog without frustrating your host.

Post Frequently
The last thing you should do is post frequently. Try adding a one new post a day if possible. If this is too stressful, then just add a post every few days. You can also use social media apps to make smaller updates. This allows you to tell readers what you are doing, but you don’t need to make a full post.

Conclusion

It’s fairly easy to bring your blog along with you when you are traveling internationally. Mobile devices have really advanced, and you can do a lot of blogging with a conventional smartphone or tablet. You can also use these devices to take photos and videos so that your readers see everything that you do. The best tips for taking your blog along when you travel are brought to you by Hotels-Fairy.com.

Author Bio
Kathleen Martins is a blogger for Torchbrowser.com: the best internet browser and online Youtube video downloader, offering many benefits you do not want to be missing out on! Click here to learn how to download torrent files using TorchBrowser.com.

Find New And Creative Music Around The Globe

Where to find creative music when you travel Around the world, there is a lot of creative music being developed. New sounds are being created every day within the different cultures.

Finding some of this music and embracing it may be easier than you even think. Within every country, music is being created and embraced by the populations. As you travel around the world or simply want to learn about what’s being created, you can do so by knowing where to look. Click here to read more »

New Travel Apps to Try in 2015

New Travel Apps ipad-iphone

iPhone and iPad – Image by William Ismael | Willpower LifeForce

Whether you are looking to travel abroad or just to another state, having the best travel apps of 2015 on your side will make the whole thing much easier. Here are the best apps for the iOS system, like your iPhone and iPad, which will make traveling a breeze. Some of them will help you find hotels, while others are great for money conversions and finding words in different languages.

XE Currency Converter

Unless you are a Forex mastermind, chances are that you don’t know how much a dollar is worth in Europe or Asia without having to look it up. One of the best apps for currency conversion is XE Currency Converter. This app has all the major currency types, and you can easily convert two currencies within a matter of seconds. This is much better than having to do the calculations yourself, and you won’t feel ripped off by accidentally given too much.

TripAdvisor

Booking a hotel when you get to your destination is a great way to be left without sleeping arrangements, which can result in a huge family fight. However, the TripAdvisor app can help you avoid all that fuss. This app not only helps you find and book the best hotels at your destination, but it will also make dinner reservations and you can find top hotspots in the area. Click here to read more »

Staying Online and In Touch

Staying Online by using laptop on ferry

Staying Online While Travelling – Image by Cavan Images

Imagine this scenario (a pleasurable one, I promise). You are packing away to a paradise resort for a whole month. While enjoying beautiful sunsets, the warm sand and the sound of the sea, you start to wish you could share the experience with your loved ones. Well, thanks to today’s modern technology you can let everyone know about each and every moment of your trip,be it friends, family… or fuming colleagues in stuffy offices. Click here to read more »

What are the Best New Travel Gadgets in 2012?

These days, you need more to travel than just a map and a good sense of direction. Travel gadgets help make getting there as fun as actually being there. Some of these gadgets can be on the pricey side, others are just plain cool. Regardless of where your travels take you in 2012, there is probably a gadget on the market to make the experience more memorable, entertaining, safe and fun. Click here to read more »

Best Car Seats for Toddlers and Airline Travel

Best Car Seats for Toddlers - Cosco scenera convertible car seat

Cosco Scenera Convertible Car Seat

The best car seats for toddlers for air travel might surprise you.  The top seat is very inexpensive and has good owner ratings.

The best seat for air travel is a different seat from the best car seat for traveling in your car.  You don’t need the same features and this article will tell you why.

When carrying a car seat through the airport, you want one that’s light but durable.  Once you’re in the airplane you need a seat that will fit correctly and be stable.

The Cosco Scenera is the Preferred Seat for Airline Travel

The most popular seat for air travel is the Cosco Scenera.  It’s been described by some as a “bare bones” car seat so why is it preferred by many for travel?

The Cosco Scenera is a very light seat as it only weighs 9.5 pounds.  This is an important feature when you’re hoisting it around an airport for an hour or more.

It’s also an extremely narrow seat.  Most highly rated infant and children’s car seats are wider than 17 inches.   17 inches is about the maximum amount of width available in an airplane seat.  The Scenera is 16.5 inches and according to many owners will fit in even smaller “puddle jumper” planes. Click here to read more »